We’re experts at packaging loan files for submission to the SBA. From completing the appropriate forms, to obtaining the necessary information required to meet specific program criteria, our team is happy to help make the process as seamless as possible.
Meeting the banks eligibility requirements can be daunting for most clients. It’s why they turn to us for the technical assistance they need before their application is submitted to the bank.
We’ll advise you to ensure your loan documentation meets every requirement. Then match you with the trusted lenders in our network most likely to fund your business. Approximately 90% of all loans referred to our network get funded.
Business Planning
In the standard business plan package, you receive weekly phone calls to discuss your plan. To create the plan, we follow 5 steps: Discovery; Business Assessment; Market Research with Customer and Competitive Analysis; Financial Analysis; and creation of the Final Plan. The full plan is normally 25 to 45 pages and requires 45 hours to complete, plus weekly meetings.
Market Research
Bookkeeping
We will do your bookkeeping each month, as your bookkeeper we organize your business transactions and prepare financial statements. We deliver tax-ready financials to track the health of your business with monthly financial reporting.
At tax time, we send a package with everything you need to file. Or, let us do it for an additional fee. Lastly, we provide business advice, and consultation regarding the routine and day to day management issues and matters that your companies may encounter.
Business Assessment
We diagnose strategic problems in connection with organizational issues. Many companies face challenges often that requires competent diagnosis more than an examination of the external environment, the technology and economics of the business, and the behavior of no managerial members of the organization.
That’s why we give more than advice, we make recommendations and presents a consistent, logical action plan of steps designed to improve the diagnosed problem.
Credit Analysis
Credit analysis is the method by which we calculate the creditworthiness of a borrower or business. The owner must qualify as a grantor and the business must qualify as viable. We analyze industry financial data, benchmarked against your financials, along with any criminal background checks, liens, judgements as well as the 5 C’s of credit.
In other words, It is the evaluation of the ability of a company to honor its financial obligations. The outcome of the credit analysis will determine what risk rating to assign the borrower. The risk rating, in turn, determines whether to extend credit or loan money to you the borrowing entity and, if so, the amount to lend or not.
FinTech Capital Management
Credit Analysis
Credit analysis is the method by which we calculate the creditworthiness of a borrower or business. The owner must qualify as a grantor and the business must qualify as viable. We analyze industry financial data, benchmarked against your financials, along with any criminal background checks, liens, judgements as well as the 5 C’s of credit.
In other words, it is the evaluation of the ability of a company to honor its financial obligations. The outcome of the credit analysis will determine what risk rating to assign the borrower. The risk rating, in turn, determines whether to extend credit or loan money to you the borrowing entity and, if so, the amount to lend or not.
FINTECH CAPITAL MANAGEMENT
3303 Cypress Creek Parkway, Houston TX 77068
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