FINANCIAL SERVICES

We’re experts at packaging loan files for submission to the SBA. From completing the appropriate forms, to obtaining the necessary information required to meet specific program criteria, our team is happy to help make the process as seamless as possible.

Meeting the banks eligibility requirements can be daunting for most clients. It’s why they turn to us for the technical assistance they need before their application is submitted to the bank. 

We’ll advise you to ensure your loan documentation meets every requirement. Then match you with the trusted lenders in our network most likely to fund your business. Approximately 90% of all loans referred to our network get funded. 

Business Planning

In the standard business plan package, you receive weekly phone calls to discuss your plan. To create the plan, we follow 5 steps: Discovery; Business Assessment; Market Research with Customer and Competitive Analysis; Financial Analysis; and creation of the Final Plan. The full plan is normally 25 to 45 pages and requires 45 hours to complete, plus weekly meetings.

• Gain a competitive advantage when you use granular, real-time data.
• Compare performance with insights into industry market volume, sales, wages, efficiency, and rent.
• Demonstrate market advantages and opportunities.
• Understand your competitive position with sales rank, percentile, and sales per employee index.
• Differentiate yourself with unparalleled insights when combining analysis and data.

Market Research

• Access granular and local data for research
• Leverage research tools to build analyses and reports based on focused industry, market, company, and franchise financial data.
• Access detailed market data for 9,000 industries in any US state, metro area, zip codes, and radius market levels. This data highlights competitors, market volume, market penetration, and productivity, making it great for business plans, local market analysis, and more.
• Sort by area and 15+ sales classes to get industry financial data, including financial ratios covering cash flow solvency, profitability, efficiency, and debt-risk.
• Compare performance, understand market advantages and opportunities, and measure your competitive position. Use benchmark, sales, market, and efficiency metrics to gain insights into a local market.

Bookkeeping

We will do your bookkeeping each month, as your bookkeeper we organize your business transactions and prepare financial statements. We deliver tax-ready financials to track the health of your business with monthly financial reporting. 

At tax time, we send a package with everything you need to file. Or, let us do it for an additional fee. Lastly, we provide business advice, and consultation regarding the routine and day to day management issues and matters that your companies may encounter. 

Business Assessment 

We diagnose strategic problems in connection with organizational issues. Many companies face challenges often that requires  competent diagnosis more than an examination of the external environment, the technology and economics of the business, and the behavior of no managerial members of the organization.

That’s why we give more than advice, we make recommendations and presents a consistent, logical action plan of steps designed to improve the diagnosed problem. 

Credit Analysis

Credit analysis is the method by which we calculate the creditworthiness of a borrower or business. The owner must qualify as a grantor and the business must qualify as viable. We analyze industry financial data, benchmarked against your financials, along with any criminal background checks, liens, judgements as well as the 5 C’s of credit. 

In other words, It is the evaluation of the ability of a company to honor its financial obligations. The outcome of the credit analysis will determine what risk rating to assign the borrower. The risk rating, in turn, determines whether to extend credit or loan money to you the borrowing entity and, if so, the amount to lend or not.