A short-term loan program.
RENTAL & BRIDGE LOANS
Easy, fast, flexible loans for real estate investors. Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.
Assets, not income.
Our rental property loan financing specialists are experts at qualifying W-2 and self‑employed real estate investors — the extraordinary people who drive the residential investment property market. You’ll have the ability to attract an entirely new set of clients with investment property loans built to meet their needs, including:
Short-Term Loan
Designed for investors seeking short-term financing with no prepay penalties.
KEY FEATURES
An interest-only, term provides lower monthly payments.
Available for purchase or cash-out refinance.
Perfect for acquiring or leveraging real estate holdings.
A higher LTV than hard money options.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multifamily, Churches, Condo, Office, Retail,
Hotel, Industrial, Mixed-use, and Land.
Use of Funds
Purchase, Refinance,
Cash-Out, Consolidation
Loan Amounts
$1MM to $25MM
Interest Rates
As Low as 7.50%
Eligibility
No Minimum FICO Score
For-Profit Entities
Collateral
All Commercial Asset Classifications
Loan to Value
Up to 80%
Term
1 to 3 Years Interest Only
Extended Bridge Loan Program
An extended bridge loan program is perfect for any property looking for stabilization and some seasoning that may require more than 2 years. This is not your run of the mill permanent loan product; we are a story lender and can provide a more flexible and creative solution than your normal lending institution. We provide financing programs for investors seeking to acquire properties with temporary low or no cash flow but are well located with high future economic potential. Let us hear your story and get you the funding you need today.
Loan Criteria:
- Amount: $1 million to $25 million
- Property types: Retail, Mixed-Use, Office, Multi-Family, Light Industrial/Warehouse, Single Family Residence (non-owner occupied), Special-purpose properties
- Lending Area: Nationwide
- Term: Up to 60 months
- Interest Rate: Minimum 1.75% over WSJ Prime (Limited Time Offer)
- Maximum LTV:
- Income Property – 75%
- House/Condo/Apartment – 80%
- Special Purpose (refinance) – 70%
- Special Purpose (purchase) – 75%
- Repayment: P+I based on a 25-year amortization schedule
- Lien Position: 1st Lien
- Lender Loan Fee: Varies
- DSCR: Minimum 1.0x may consider exception
Bridge Loans