We believe that there are people who have been denied a loan for their business, don’t understand why, and still need the loan but don’t know of any other options. HOUSTON FiNTECH helps to bridge the gap between capital and opportunity.
HOUSTON FiNTECH is a Commercial Finance Brokerage Firm specializing in private working capital and asset-based financing for businesses and real estate investors. We advise clients on capital strategy and arrange commercial, real estate, private credit, and other business-purpose financing through third-party capital providers.
Our services include capital readiness assessments, transaction structuring, professional loan packaging, capital-provider matching, and coordination throughout the financing process.
Short-term financing for the purchase & rehab of non-owner occupied properties.
Short-term & Long-term financing for 5+ Unit apartments.
Long-term financing for investors who are holding properties for rental income.
Short-term financing for ground-up construction projects.
We now offer up to 90% CLTV on non-owner-occupied investment properties.
Commercial financing with more flexibility. Bridging the Gap Between Capital and Opportunity
Our role is to help the client approach the capital market with greater preparation, precision, and credibility.
Capital Readiness
We identify documentation, eligibility, structure, and underwriting issues before submission.
Transaction Structuring
We help align loan amount, leverage, repayment, collateral, experience, and exit strategy.
Capital-Source Alignment
We identify lenders and capital providers with an actual appetite for the transaction.
Professional Packaging
We organize the opportunity and present it in a lender-ready format.
Underwriting and Closing Support
We help address lender questions, conditions, diligence, and documentation through closing.
We identify lenders or private credit sources whose criteria appear aligned with the transaction.
Bridging the Gap Between Capital and Opportunity.
Commercial financing with more flexibility. Clients use HOUSTON FiNTECH to determine the appropriate capital structure.
01 — Assess
Determine fit and identify underwriting issues.
02 — Structure
Align financing request, leverage, repayment and exit.
03 — Package
Prepare lender-ready documentation.
04 — Match
Identify appropriate capital sources.
05 — Underwrite
Coordinate diligence and conditions.
06 — Close
Support the transaction through funding.
Houston, TX
$2.4MM financing
24-unit property
Bridge-to-permanent strategy
Texas
$1.8MM facility
Residential development
Acquisition + construction
Texas
$1.0MM
Owner-held commercial property
Private-credit solution
Manufacturing
$1.5MM capital request
Equipment + working capital
Structured two-facility solution