HOUSTON FiNTECH is a non-bank private capital advisory and brokerage firm. We help real estate investors, developers, business owners, and referral partners evaluate financing needs, prepare lender-ready transactions, and access private lending, private credit, and selected equity capital sources.
Short-term financing for the purchase & rehab of non-owner occupied properties.
Short-term & Long-term financing for 5+ Unit apartments.
Long-term financing for investors who are holding properties for rental income.
Short-term financing for ground-up construction projects.
We now offer up to 90% CLTV on non-owner-occupied investment properties.
Commercial financing with more flexibility. Bridging the Gap Between Capital and Opportunity
Capital Readiness
We identify documentation, eligibility, structure, and underwriting issues before submission.
Transaction Structuring
We help align loan amount, leverage, repayment, collateral, experience, and exit strategy.
Capital-Source Alignment
We identify lenders and capital providers with an actual appetite for the transaction.
Professional Packaging
We organize the opportunity and present it in a lender-ready format.
Underwriting and Closing Support
We help address lender questions, conditions, diligence, and documentation through closing.
01 — Assess
Determine fit and identify underwriting issues.
02 — Structure
Align financing request, leverage, repayment and exit.
03 — Package
Prepare lender-ready documentation.
04 — Match
Identify appropriate capital sources.
05 — Underwrite
Coordinate diligence and conditions.
06 — Close
Support the transaction through funding.
Houston, TX
$2.4MM financing
24-unit property
Bridge-to-permanent strategy
Texas
$1.8MM facility
Residential development
Acquisition + construction
Texas
$1.0MM
Owner-held commercial property
Private-credit solution
Manufacturing
$1.5MM capital request
Equipment + working capital
Structured two-facility solution