Commercial Real Estate Loan Officers
Help Your Clients When the Bank Cannot
You don't have to lose a valuable client simply because one transaction falls outside your bank's credit box.
- Commercial Relationship Managers.
- Business Banking Relationship Managers.
- Commercial Loan Officers.
- Bankers with declined or out-of-policy opportunities.
- CPAs, attorneys, consultants, developers, builders, and
- Bank credit policy doesn't fit.
- Borrower needs faster execution.
- Property is transitional or unstabilized.
- Borrower requires private credit.
- Construction is involved.
- Sponsor needs bridge financing.
- Tax returns don't tell the entire story.
- Conventional leverage is insufficient.
- The client has a complex capital structure.
- You need to preserve the client relationship instead of simply declining the request.
What Happens to Your Client
- Partner submits opportunity.
- HOUSTON FiNTECH performs initial assessment.
- Client is contacted.
- Documentation is collected.
- Transaction is structured.
- Appropriate capital sources are identified.
- Partner receives authorized updates.
- Transaction proceeds through underwriting and closing.
Referral Driven Origination
When to Refer — bank turndowns, policy exceptions, transitional properties, bridge needs, construction, time-sensitive closings, unusual collateral and transactions requiring private credit.
What Happens Next — Submit → Initial Review → Client Contact → Structure → Capital Match → Underwriting → Closing.
Why Refer to Us — preserve the banking relationship, expand solutions without putting the transaction on the bank's balance sheet, professional communication and transaction-status visibility.
Relationship Protection — HOUSTON FiNTECH is here to complement, rather than displace, the referring professional's client relationship.
