HOUSTONFiNTECH.COM

HOUSTONFiNTECH.COMHOUSTONFiNTECH.COMHOUSTONFiNTECH.COM

HOUSTONFiNTECH.COM

HOUSTONFiNTECH.COMHOUSTONFiNTECH.COMHOUSTONFiNTECH.COM
  • HOUSTON FiNTECH
  • LOAN PROGRAMS
    • GET A QUOTE
    • FIX -AND- FLIP LOANS
    • DSCR CASH-OUT REFINANCE
    • PURCHASE / BRIDGE LOANS
    • NEW CONSTRUCTION LOANS
    • PROCESS MY LOAN
    • BUSINESS LOANS
    • LENDER MATCH
    • MIXED USE
    • FINTECH CRE LOANS
    • LAND LOANS
    • NON-QM LOANS
    • COMMERCIAL REAL ESTATE
    • MULTI-FAMILY ( 5+ UNITS )
    • INTERNATIONAL REAL ESTATE
    • PARTNERSHIP PROGRAMS
  • (832) 930-8484
  • More
    • HOUSTON FiNTECH
    • LOAN PROGRAMS
      • GET A QUOTE
      • FIX -AND- FLIP LOANS
      • DSCR CASH-OUT REFINANCE
      • PURCHASE / BRIDGE LOANS
      • NEW CONSTRUCTION LOANS
      • PROCESS MY LOAN
      • BUSINESS LOANS
      • LENDER MATCH
      • MIXED USE
      • FINTECH CRE LOANS
      • LAND LOANS
      • NON-QM LOANS
      • COMMERCIAL REAL ESTATE
      • MULTI-FAMILY ( 5+ UNITS )
      • INTERNATIONAL REAL ESTATE
      • PARTNERSHIP PROGRAMS
    • (832) 930-8484
  • HOUSTON FiNTECH
  • LOAN PROGRAMS
    • GET A QUOTE
    • FIX -AND- FLIP LOANS
    • DSCR CASH-OUT REFINANCE
    • PURCHASE / BRIDGE LOANS
    • NEW CONSTRUCTION LOANS
    • PROCESS MY LOAN
    • BUSINESS LOANS
    • LENDER MATCH
    • MIXED USE
    • FINTECH CRE LOANS
    • LAND LOANS
    • NON-QM LOANS
    • COMMERCIAL REAL ESTATE
    • MULTI-FAMILY ( 5+ UNITS )
    • INTERNATIONAL REAL ESTATE
    • PARTNERSHIP PROGRAMS
  • (832) 930-8484
30-Year Term Loan
A short-term loan program.

PURCHASE / BRIDGE LOANS

Easy, fast, flexible loans for real estate investors. Designed for real estate investors seeking a short-term, interest-only loan to maximize appreciation, stabilize cash flow, and minimize vacancies.



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Assets, not income.


Our rental property loan financing specialists are experts at qualifying W-2 and self‑employed real estate investors — the extraordinary people who drive the residential investment property market. You’ll have the ability to attract an entirely new set of clients with investment property loans built to meet their needs, including:


Short-Term Loan


Designed for investors seeking short-term financing with no prepay penalties.


KEY FEATURES


An interest-only, term provides lower monthly payments.

Available for purchase or rate and term refinance.

Perfect for acquiring or leveraging real estate holdings.

A higher LTV than hard money options.


PROPERTY TYPES


Investor 1-4 (SFR, Condo, and 2-4 Units)
Multifamily, Condo, Office, Retail,
Hotel, Industrial, Mixed-use, and Land.


Use of Funds

Purchase / Rate and Term Refinance


Loan Amounts 

$1MM to $25MM


Eligibility

No Minimum FICO Score
For-Profit Entities Only


Collateral

All Commercial Asset Classifications


Extended Bridge Loan Program


An extended bridge loan program is perfect for any property looking for stabilization and some seasoning that may require more than 2 years. This is not your run of the mill permanent loan product; we are a story lender and can provide a more flexible and creative solution than your normal lending institution. We provide financing programs for investors seeking to acquire properties with temporary low or no cash flow but are well located with high future economic potential. Let us hear your story and get you the funding you need today.


Loan Criteria:

  • Amount: $1 million to $25 million
  • Property types: Retail, Mixed-Use, Office, Multi-Family, Light Industrial/Warehouse, Single Family Residence (non-owner occupied), Special-purpose properties
  • Lending Area: Nationwide
  • Maximum LTV:
    • Income Property – 75%
    • House/Condo/Apartment – 80%
    • Special Purpose (refinance) – 70%
    • Special Purpose (purchase) – 75%
  • Repayment: P+I based on a 25-30 year amortization schedule
  • Lien Position: 1st Lien
  • Lender Loan Fee: Varies
  • DSCR: Minimum 1.0x may consider exception

Bridge Loans

Real Estate loan based on assets, not income.

GET A QUOTE

By using advanced technology to automate deal evaluation, our FiNTECH cloud-based platform enables rapid lender match-making, efficient eligibility screening, and swift term sheet generation. Each transaction is supported by an experienced lending specialist, ensuring a streamlined process that prioritizes speed, certainty, and transparency.

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Asset based lending in Houston
Key Considerations Before Investing

How Investment Properties Generate Income

Key Considerations Before Investing

  • Rental Income: Monthly rent payments from tenants.
  • Appreciation: Property value increases over time. 
  • Fix-and-Flip: Buy distressed properties, renovate them, and sell at a profit.
  • Tax Benefits: Investors can deduct mortgage interest, property taxes, depreciation, and expenses.

CONTACT US
Houston FinTech Real Estate Consultant
Real Estate: Consulting and Technical Assistance

BUSINESS SERVICES

WE’LL WORK WITH YOU TO PROVIDE PROPER STRUCTURING THAT ENSURE YOUR LOAN MEETS EVERY REQUIREMENT.

Eligibility Requirements FREE Download

Loan Programs Eligibility Requirements (pdf)Download
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HOUSTON FiNTECH

16510 Northchase Drive, 1st and 2nd Floor, Houston, Texas, 77060

832-930-8484

Copyright © 1994 - 2025

HOUSTONFiNTECH.com, is the marketing name for HOUSTON FiNTECH and a brokerage subsidiary and affiliate of Frequency Communications, Inc. All Rights Reserved.


Disclaimers: HOUSTON FiNTECH is a private money brokerage solely for business purposes (and not for personal or consumer use) and is exempt from licensing in all states in which it operates. HOUSTON FiNTECH does not lend on owner-occupied properties. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, created a legally binding commitment or obligation on the part of HOUSTON FiNTECH and all terms are expressly subject to HOUSTON FiNTECH's credit, and legal approval process.

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