HOUSTONFiNTECH.COM

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HOUSTONFiNTECH.COM

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  • HOUSTON FiNTECH
  • LOAN PROGRAMS
    • RESIDENTIAL REAL ESTATE
    • COMMERCIAL REAL ESTATE
    • BUSINESS LOANS
  • (832) 930-8484
  • More
    • HOUSTON FiNTECH
    • LOAN PROGRAMS
      • RESIDENTIAL REAL ESTATE
      • COMMERCIAL REAL ESTATE
      • BUSINESS LOANS
    • (832) 930-8484
  • HOUSTON FiNTECH
  • LOAN PROGRAMS
    • RESIDENTIAL REAL ESTATE
    • COMMERCIAL REAL ESTATE
    • BUSINESS LOANS
  • (832) 930-8484
FIX & FLIP
REAL ESTATE LOAN PROGRAM

FIX -AND- FLIP LOANS

  • Up To 90% Acquisition LTV
  • Up To 100% LTV Rehab Budget
  • 1-4 Single-Family Homes, Condos, Townhomes
  • Advanced Rehab Draws
  • Monthly Payments Rolled into the Loan
  • Up To 24-Month Term Available 
  • LLCs, LPs, and Corporations


Best for: Fix-and-flip investors, short-term deals, distressed properties.

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Eligibility Requirements FREE Download

Loan Programs Eligibility Requirements (pdf)Download
Houston Fintech Fix and Flip Loan Calculator

LOAN CALCULATOR

DSCR Investor Loan Calculator

Calculate your debt service coverage ratio and cash-out refinance options.

LOAN CALCULATOR
Houston Hard Money DSCR Loans
REAL ESTATE LOAN PROGRAM

DSCR - CASH-OUT REFINANCE

  • 30- Year Fixed Rate
  • Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Planned Unit Development (PUD)
  • Purchase:
    Lesser of up to 80% of the As-Is Value or Up to 80% Loan-to-Cost
  • Refinance:
    Up to 80% of the As-Is Value
  • Cash-Out:
    Up to 75% of the As-Is Value

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RENTAL & BRIDGE LOANS
REAL ESTATE LOAN PROGRAM

PURCHASE / BRIDGE LOANS

Designed for investors seeking short-term financing with no prepay penalties and long term rental with low interest rate. Income Requirements: None (Lender focuses on property’s rental income or exit strategy).

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Key Considerations Before Investing

How Investment Properties Generate Income

Key Considerations Before Investing

  • Rental Income: Monthly rent payments from tenants.
  • Appreciation: Property value increases over time. 
  • Fix-and-Flip: Buy distressed properties, renovate them, and sell at a profit.
  • Tax Benefits: Investors can deduct mortgage interest, property taxes, depreciation, and expenses.

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Houston FinTech Loan Processing
BUSINESS SERVICES

Process My Loan

We gather and organize all necessary documentation, perform initial underwriting, and present the loan in a clear, professional format that increases approval rates and accelerates funding timelines.

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INSTANT INSURANCE QUOTE

Your real estate investment deserves the best protection. Safeguard it easily with Obie, today
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