New Conventional Loan Program
Conventional Loan
Conventional (QuickPath): $25K–$500K
Only 3 months of bank statements are needed to generate an offer, typically the same or next business day
Funding in as little as 3-4 business days from submission
Working Capital
Qualified businesses may receive a same-day or next-day offer by providing only three months of business bank statements.
Simplified SBA MicroCap and 7(a) Small Loan
SBA Loan Program
Our updated SBA process provides earlier visibility and helps identify potential issues sooner, allowing borrowers to address concerns before moving further into underwriting.
- SBA MicroCap Loans: $15,000–$50,000, with funding in as little as one week
- SBA 7(a) Small Loans: $100,000–$350,000, with funding @ 3–4 weeks
Accounts Receivable Funding Options
Accounts Receivable Funding Options
Improve your cash flow and take advantage of every business opportunity with accounts receivable financing programs delivered by experts. Whether you’re a start-up, an early stage growth company, or ready to refinance as part of a turn-around effort.
Purchase Order Financing
Factoring
Factoring
Unlock the cash tied up in your outstanding invoices with accounts receivable factoring. We offer funding with average advance rates of 90%.
Manufacturers & Wholesale Distributors
Leverage invoice factoring to ensure a stable flow of cash to grow your manufacturing or distribution business.
Convert invoices to cash without creating new debt
Ledgered Line Financing
Ledgered Line Financing
Maintain control over your accounts receivable while benefiting from the flexibility and structure of a factoring facility.
Scale financing naturally as sales increase
GOVCON Financing
Government Contracting
Fund the operational costs associated with doing business with the government using accounts receivable financing.
Use factoring to procure funding that supports business growth through employee acquisition, sales efforts, or other cash-based obligations.
Qualify based on customers' credit
Merger & Acquisition Financing
Merger & Acquisition Financing
HOUSTON FINTECH facilitates business acquisition financing nationwide (and across all industries) utilizing the Small Business Administration (SBA 7a) program with term debt financing packages up to $10 million with no minimum collateral requirements.
ASSET BASED LINE OF CREDIT
ASSET BASED LINE OF CREDIT
Our cloud-based FiNTECH platform streamlines the funding process with rapid lender matchmaking, real-time eligibility screening, and efficient loan closings. Every transaction is backed by an experienced lending specialist, ensuring a seamless experience that prioritizes speed, certainty, and transparency.
