HOUSTON FiNTECH provides flexible commercial real estate financing solutions for transactions ranging from $1 million to $250 million. We help investors and business owners secure capital for purchases, refinances, and cash-out transactions across a wide range of commercial real estate opportunities, with financing options that align with both traditional and investor-focused borrower profiles.
Our programs may include 5-Year ARM and 30-Year Fixed options, with loan-to-value ratios up to 80% for qualified borrowers. For full documentation programs, minimum credit scores may start at 650 FICO, while alternative documentation solutions can provide added flexibility for borrowers whose income profile does not fit conventional underwriting.
Program Options May Include:
- Full Doc Program – Designed for borrowers who qualify through traditional income and credit documentation.
- Lite Doc Investor Program – A flexible solution for investor transactions that may allow borrowers to avoid full tax return documentation.
- No Doc Streamline Program – For qualified borrowers seeking financing without providing tax returns, bank statements, or operating statements.
- Bank Statement Program – Ideal for self-employed borrowers, using 12 months of business bank statements to support qualification.
At HOUSTON FiNTECH, we work to match each borrower with the right commercial real estate loan structure based on the property, the purpose of financing, and the borrower’s documentation needs. Whether you need a traditional loan or a more flexible investor-focused solution, we help structure financing that supports your goals.
Illustrative program parameters vary by lender, property type, borrower experience, credit profile, leverage, liquidity, market, and transaction structure. The figures shown are not commitments or guaranteed terms.
