LOAN ASSISTANCE - REQUEST A FREE CONSULTATION

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Commercial loan brokers act as a matchmaker for lenders and businesses who have been denied a traditional loan. A loan broker is often the last resort for businesses in need of funding and the loan broker needs to be ready to provide that funding. Every day is different, but most loan brokers will experience certain constants in their daily business.

ON-BOARDING CLIENTS

Once all of this information is collected, it is time to figure out the best loan type for the client. The loan amount required, and the loan-to-value ratio will help the loan broker and the client to determine the best funding options. The client may have already researched the different loan types and may already have an idea of what they require, making this part of the process much faster. Much more often, the broker is responsible for determining the most appropriate type of financing for each client’s individual needs.

LOAN BROKERS SHOP AROUND

The loan broker will use the information gathered from the client to match them with the best financing options through a pool of lenders. Many lenders will only fund certain types or sizes of business. It is the loan broker’s job to locate the best lender and the best rates for the client’s needs. Loan brokers have access to a variety of lenders and the lenders that one broker works with will likely be different than another loan broker’s lending pool. Clients will often ask for quotes from multiple lenders. The more options, the better.

CLIENT SUPPORT

Loan brokers spend a lot of time counseling and assisting business owners to understand their financing options. Great loan brokers are willing and able to provide clients with as much information on the loan process and their available options as possible. By being a source of valuable knowledge, brokers cement their trust with clients and build long term relationships.

FINANCING DEALS

Every client and every deal is different than the last. No two loans are ever the same and commercial loan brokers are prepared to locate funding for every scenario. From the beginning stages of on-boarding to the final stages of funding and payment, loan brokers are experts building trusting relationships with clients, bankers, lenders and investors.

Come experience the FinTech Capital Management difference. We close SBA 7(a) deals that major banks can’t, working with a range of credit scores and financing challenges nationwide.

We recommend having the necessary paperwork on hand to make the process even faster. 

After we receive your application, we perform an internal credit analysis. This credit analysis is the method by which we calculate the creditworthiness of you as a borrower and the creditworthiness of your business. The owner must qualify as a grantor and the business must qualify as viable. A review of your personal and business credit scores, capacity, capital, collateral, conditions, and character along with any criminal background checks, liens, judgements, collections and outstanding debts is also used to determine your creditworthiness.

Meeting the banks eligibility requirements can be daunting for most clients. It’s why business owners turn to us for the technical assistance they need before their application is submitted to the bank. We’ll advise you then match you with the trusted lenders in our network most likely to ”Approve” your application.