ASSET BASED LOANS

HOUSTON FiNTECH provides access to direct private lender financing for businesses, real estate investors, developers, operators, and project sponsors seeking flexible capital solutions outside of traditional bank lending. Through our private lending network, we help clients structure financing for equipment, project costs, tenant improvements, renovations, technology upgrades, software, infrastructure, and other business-critical assets.

Our direct private lending relationships include independent, non-bank-owned capital sources with access to internal capital and additional funding partners. This allows us to support transactions that require speed, creativity, and customized structuring, especially when conventional lenders are unable to meet the borrower’s timeline, collateral profile, or project requirements.

Financing opportunities may range from approximately $350,000 to $250,000,000, depending on the borrower profile, collateral, project scope, financial strength, and lender approval criteria.

HOUSTON FiNTECH can assist with financing for:

• Equipment acquisition
• New and used equipment
• Sale-leaseback transactions
• Reimbursement financing
• Refinance of existing equipment or project debt
• Tenant improvements and renovations
• Furniture, fixtures, and equipment
• IT infrastructure and software upgrades
• Logistics and warehouse management assets
• Manufacturing equipment
• Medical device and healthcare service equipment
• Food production and packaging equipment
• Energy and renewable energy assets
• Project-based and intangible assets
• Select international equipment or assets located outside the United States

Our role is to help clients identify the right capital structure, prepare the transaction for lender review, and coordinate with private lending sources that understand complex equipment and project finance needs. We focus on helping clients preserve cash, secure competitive terms, move quickly, and access financing solutions that support growth.

Unlike traditional bank financing, private lender solutions may provide greater flexibility, faster feedback, customized repayment structures, and the ability to finance both hard and soft costs. This can include up to 100% financing for eligible hard costs and soft costs, subject to underwriting, project qualifications, and lender approval.

This financing solution may be a strong fit for established businesses, operators, developers, real estate investors, project sponsors, and companies with strong revenue, positive cash flow, profitable operating history, or a compelling growth or turnaround story.

All financing is subject to underwriting, lender review, collateral evaluation, borrower financial strength, and final approval. HOUSTON FiNTECH does not guarantee loan approval, funding, terms, rates, or closing.